Privacy Policy

marenquivosal Financial Technology Platform

Last Updated: March 15, 2025

Information We Collect

At marenquivosal, we collect information that helps us provide better financial technology services to our users across Australia. This includes personal details you provide when creating an account, such as your name, email address, phone number, and financial institution details.

We also gather technical information about how you interact with our platform. This includes your IP address, browser type, device information, and usage patterns. When you use our financial tools, we collect transaction data and account linking information to deliver our core services.

  • Personal identification information (name, email, phone number)
  • Financial account details and transaction history
  • Device and browser information
  • Usage analytics and interaction data
  • Location data when using mobile applications
  • Customer service communications and feedback

How We Use Your Information

Your information helps us deliver the financial technology services you expect from marenquivosal. We use your data to process transactions, maintain account security, and provide personalized financial insights tailored to your needs.

We also use collected information to improve our platform, develop new features, and ensure compliance with Australian financial regulations. This includes fraud prevention measures and meeting our obligations under the Privacy Act 1988.

We never sell your personal information to third parties. Your financial data remains secure and is only shared with your explicit consent or when required by Australian law.

Your Rights Under Australian Privacy Law

Under the Privacy Act 1988 and Australian Privacy Principles, you have specific rights regarding your personal information. We're committed to respecting these rights and making it easy for you to exercise them.

Access Your Data

Request a copy of all personal information we hold about you, including how it's been used and with whom it's been shared.

Correct Information

Ask us to update or correct any inaccurate or incomplete personal information in our systems.

Delete Your Data

Request deletion of your personal information, subject to our legal obligations and legitimate business needs.

Data Portability

Receive your personal information in a structured, commonly used format that allows transfer to other services.

Data Security and Protection

We implement comprehensive security measures to protect your personal and financial information. Our systems use industry-standard encryption, secure data transmission protocols, and regular security audits to maintain the highest levels of protection.

All financial data is encrypted both in transit and at rest. We maintain secure servers in Australia and use multi-factor authentication, regular security monitoring, and strict access controls to prevent unauthorized access to your information.

  • 256-bit SSL encryption for all data transmission
  • Regular security assessments and penetration testing
  • Restricted employee access on a need-to-know basis
  • Secure data centers with physical and digital protection
  • Automated threat detection and response systems

Data Retention and Deletion

We retain your personal information only for as long as necessary to provide our services and meet our legal obligations. Transaction data is typically retained for seven years to comply with Australian financial reporting requirements.

When you close your account or request data deletion, we remove your personal information within 30 days, except where we're required to retain certain records for legal or regulatory purposes. Account closure requests are processed promptly, and we'll confirm when your data has been deleted.

Third-Party Services and Sharing

marenquivosal integrates with licensed financial institutions and service providers to deliver our platform's functionality. We only share your information with trusted partners who meet our strict security and privacy standards.

These partnerships allow us to connect your accounts, process transactions, and provide comprehensive financial insights. All third-party providers are bound by confidentiality agreements and must comply with Australian privacy laws when handling your data.

International Data Transfers

While marenquivosal primarily operates within Australia, some of our technology partners may process data internationally. When this occurs, we ensure appropriate safeguards are in place to protect your information according to Australian privacy standards.

Any international data transfers are conducted under strict contractual arrangements that require the same level of protection you would receive under Australian law. We regularly review these arrangements to ensure ongoing compliance.

Cookies and Tracking Technologies

Our platform uses cookies and similar technologies to enhance your experience, remember your preferences, and analyze how you use our services. These technologies help us provide personalized features and improve platform performance.

You can control cookie settings through your browser, though disabling certain cookies may limit some platform functionality. We use both essential cookies required for basic operations and optional cookies for analytics and personalization features.

Privacy Contact Information

Questions about this privacy policy or how we handle your personal information? We're here to help and committed to addressing your privacy concerns promptly.

13 Bamboo Crs, Mt Louisa, QLD, 4814, Australia
+61414582818
info@marenquivosal.com